RRSP and RRIF Rates

Open your Registered Retirement Savings Plan (RRSP) by booking an appointment or calling us at 1.866.863.6237. Find out more about our RRSP and RRIF products here.

Variable RRSP and RRIF Savings Rates

  • RRSP/RRIF Savings
  • $50 Min. Deposit

  • < $4,999

    0.45%

  • $5,000 and over

    0.55%

RRSP Flex Rate

  • Flex Rates
  • $500 Min. Deposit

  • 1 Year

    2.10%

RRSP and RRIF Limited-Time Special Offers

  • Limited-Time Special Offers
  • Call us for details†

  • 1 Year

    3.50%

  • 15 Month

    3.60%

  • 21 Month

    3.60%

  • 2 Year

    3.50%

  • 30 Month

    3.50%

RRSP and RRIF Term Rates and Special Offers

  • Term Deposits
  • $500 Min. Deposit

  • 1 Year

    3.10%

  • 2 Years

    3.05%

  • 3 Years

    3.05%

  • 4 Years

    3.00%

  • 5 Years

    2.95%

  • Special Offers
  • Call us for details†

  • 1 Year

    3.30%

  • 2 Years

    3.20%

  • 3 Years

    3.15%

  • 4 Years

    3.10%

  • 5 Years

    3.05%

RRSP and RRIF Escalator Rates

  • Escalator 3 Year
  • $500 Min. Deposit

  • Year 1

    3.50%

  • Year 2

    3.20%

  • Year 3

    2.90%

  • Effective Yield is 3.20%

    .

  • Escalator 5 Year
  • $500 Min. Deposit

  • Year 1

    3.45%

  • Year 2

    3.25%

  • Year 3

    3.15%

  • Year 4

    3.00%

  • Year 5

    2.90%

  • Effective Yield is 3.15%

    .

† Some conditions apply, contact us for details.

Rates are provided for information purposes only and are subject to change without notice at any time.